What we do
Our services span actuarial, risk, governance, and financial advisory, underpinned by deep industry expertise and a pragmatic approach to delivery. We work closely with clients to navigate complexity, providing clear insights and implementable solutions that support better decisions and stronger outcomes.
Actuarial
Independent Appointed Actuary, capital and actuarial advice to support financial resilience and regulatory compliance.
Risk Advisory
Designing and embedding risk frameworks that meet regulatory expectations and work in practice.
Superannuation
Advising funds on strategy, operations and regulatory change to deliver sustainable, member-focused outcomes.
Finance & Funding
Financial modelling and capital advice to support funding, valuation and strategic decision-making.
Governance
Strengthening governance frameworks to support effective oversight, accountability and better decision-making.
General Insurance
General insurance expertise spanning pricing, reserving, regulatory change and Appointed Actuary services.
Financial Services
Supporting regulators and institutions to design and implement effective regulatory frameworks.
Exec Remuneration
Independent remuneration advice aligned with regulatory requirements and organisational performance.
Our Services
Actuarial
Independent Appointed Actuary, capital and actuarial advice to support financial resilience and regulatory compliance.
Risk Advisory
Designing and embedding risk frameworks that meet regulatory expectations and work in practice.
Superannuation
Advising funds on strategy, operations and regulatory change to deliver sustainable, member-focused outcomes.
Finance and Funding
Financial modelling and capital advice to support funding, valuation and strategic decision-making.
Governance
Strengthening governance frameworks to support effective oversight, accountability and better decision-making.
General Insurance
General insurance expertise spanning pricing, reserving, regulatory change and Appointed Actuary services.
Financial Services
Supporting regulators and institutions to design and implement effective regulatory frameworks.
Exec Remuneration
Independent remuneration advice aligned with regulatory requirements and organisational performance.
Clear advice in complex environments
We work alongside insurers and super funds as long-term partners — delivering practical, defensible advice tailored to how your business actually operates.
- Deep actuarial and regulatory expertise across pricing, valuation and governance
- Practical advice focused on decisions you can implement with confidence
- Independent perspective with no conflicts or competing priorities
- Clear communication of complex issues for senior stakeholders
- Trusted support through regulatory change and evolving expectations
Clear advice in complex environments
We work alongside insurers and super funds as long-term partners — delivering practical, defensible advice tailored to how your business actually operates.
- Deep actuarial and regulatory expertise across pricing, valuation and governance
- Practical advice focused on decisions you can implement with confidence
- Independent perspective with no conflicts or competing priorities
- Clear communication of complex issues for senior stakeholders
- Trusted support through regulatory change and evolving expectations
Trusted by leading insurers and super funds
Testimonials
PFS provided an extraordinary level of service on a complex technical area. The Committee hopes that the Government continues to work with PFS.
Chairman
NSW Public Accounts Committee
I want to acknowledge and thank you and the team at PFS for the outstanding services you have provided.
Tom Sammann
Catholic Super
You communicate and take a pro-active approach, suggesting solutions to clients that they may not have thought of.
Vivian Harrison
ANZ Wealth
Testimonials
PFS provided an extraordinary level of service on a complex technical area. The Committee hopes that the Government continues to work with PFS.
Chairman
NSW Public Accounts Committee
I want to acknowledge and thank you and the team at PFS for the outstanding services you have provided.
Tom Sammann
Catholic Super
You communicate and take a pro-active approach, suggesting solutions to clients that they may not have thought of.
Vivian Harrison
ANZ Wealth
Expert commentary on regulatory, risk and industry developments.

Prudential regulation of insurance in New Zealand: Towards best practice?
Read the full article Introduction The Reserve Bank of New Zealand has published for consultation a draft amendment to the Insurance (Prudential Supervision) Act 2010. As the amendment introduces a new principle that requires an “awareness of and a response to… the guidance or standards of international organisations”, we decided

Are You Underestimating the True Risks of the Emergency Services Levy?
The Emergency Services Levy (ESL) is a complex tax that needs an end-to-end process, from setting targets through to monitoring actual experience.

CPS230 and Operational Risk Survey invitation
For participants in the 2025 survey we will be sending you an invitation to participate again for 2026. No action is required from you.

Risk and Compliance Consultant (Hybrid/PT/FT)
This is an excellent opportunity to join PFS Consulting and play a key role in our continued growth and success. To take the next step in your career, please send us your resume to info@pfsconsulting.com.au
Our News
Our latest insights

Prudential regulation of insurance in New Zealand: Towards best practice?
Read the full article Introduction The Reserve Bank of New Zealand has published for consultation a draft amendment to the Insurance (Prudential Supervision) Act 2010. As the amendment introduces a new principle that requires an “awareness of and a response to… the guidance or standards of international organisations”, we decided

Are You Underestimating the True Risks of the Emergency Services Levy?
The Emergency Services Levy (ESL) is a complex tax that needs an end-to-end process, from setting targets through to monitoring actual experience.

CPS230 and Operational Risk Survey invitation
For participants in the 2025 survey we will be sending you an invitation to participate again for 2026. No action is required from you.

Risk and Compliance Consultant (Hybrid/PT/FT)
This is an excellent opportunity to join PFS Consulting and play a key role in our continued growth and success. To take the next step in your career, please send us your resume to info@pfsconsulting.com.au